A. PERSONAL INFORMATION
- Full names of all purchases as they are to appear on the title
- Social Security numbers of all purchasers
- Present residence address for all purchases going back two years if they have not resided in the present home for two years
- Home and office phone numbers
B. EMPLOYMENT INFORMATION
- Present employer name, address and a contact person to send an employment verification form to
- Explanation for any gap during a two year history
- Relocation letter for any transfers – giving date, salary, new location, and any relocation benefits
- Previous employer name, address and a contact person, going back two years if not at present job for two years
- Present salary, pay stub and last 3 years W-2’s
- If any variable income, commission, part time income bonus, overtime, interest income, etc
- If self employed, 2 years signed federal individual and corporate, if there is corporate, returns. Also, a profit and loss statement and balance sheet
- Diploma or transcript if student during the past 2 years
C. OTHER INCOME
- Rental income, copy of lease which is current and a least one year in length
- Alimony and child support is only used for qualification. Copy of divorce decree and property settlement
- Income of ratified income notes held
- Retirement, Social security, disability income, copy of award letter and latest check showing amount of present payment
D. ASSETS
- Bank accounts: Name of bank, address, account numbers, types of accounts and present balances
- Copy of 2 most recent statements for all accounts
- Stocks and Bonds, copy of certificates or copy of recent (within 30 days) broker listing the holdings
- Life insurance: Cash value, only if being used for down payment
- Vehicles year and make value. Copy of the title if under 4 years with no lien
- Address and market value of real estate. If free and clear, deed or release, deed or mortgage payoff
- Present home: Copy of sales contract, settlement sheet or lease
- Gift Letter form will be provided by the financial representative. Donor capacity must be verified and receipt of funds must be shown in the account
E. LIABILITIES
- Credit card account numbers and outstanding balance and most recent statement
- Loans: Auto, mortgage, personal, student, etc. Name of institution address, account numbers, outstanding balances, monthly payment, months left on loan
- Alimony and child support: Copy of ratified decree and property settlement setting out terms
F. VA LOANS
- To obtain a certificate of eligibility you will need a DD-214 (separation of service), or if in service, you will need statement of service signed by commanding officer or personnel officer
- If in the service you will need authorization to live off base (DD-1747 from housing office) and transfer orders (if applicable)
G. PAYMENTS MADE AT APPLICATION
- Appraisal
- Credit Report
H. PRESENT HOME
- Listing
- Sales Contract
- Settlement Sheet (if sold within the past year)
- Name and address of present landlord
- Deed for refinances only